Why Insurance Companies Undervalue Your Injury Claim (and How to Protect Yourself)

The following article is provided by Solum Space Law, APC for general information only and should not be taken as legal advice.  Every case is unique—if you have questions about protecting your rights after an injury in Southern California, call our office for a free consultation.


At Solum Space Law APC, we’ve seen these tactics firsthand and know how to fight back.

Why Insurance Companies Undervalue Claims

  1. Quick Low-Ball Offers

    Offering a fast payout before you know the full cost of treatment.

  2. Delaying the Process

    Hoping you’ll give up or accept less out of financial pressure.

  3. Blaming the Victim

    Arguing that you were partially or entirely at fault.

  4. Questioning Medical Treatment

    Claiming your injuries aren’t serious or unrelated to the accident.

  5. Using Algorithms

    Software systems that minimize damages for pain and suffering.

The True Cost of an Injury

A fair settlement should cover:

  • Current and future medical bills

  • Lost income and reduced earning potential

  • Pain and suffering

  • Rehabilitation and therapy costs

  • Property damage

Anything less leaves you paying out of pocket for someone else’s negligence.

Learn more about our Personal Injury Practice.

How Solum Space Law Protects You

Our team led by Matt Kohanbash builds strong cases that insurance companies take seriously. We:

  • Gather medical evidence and expert testimony

  • Calculate the true long-term value of your claim

  • Negotiate aggressively with adjusters

  • Prepare for trial if insurers refuse to be fair

Common Cases Where Insurance Undervaluation Happens

  • Car, truck, and rideshare accidents

  • Pedestrian and scooter accidents

  • Construction site injuries

  • Slip-and-fall incidents

  • Wrongful death cases

Don’t Let the Insurance Company Decide What Your Case Is Worth

Insurance adjusters are not on your side — but we are.

Call Solum Space Law APC today at (310) 405-0014

Visit our Contact Page to schedule a free consultation

This blog is attorney advertising.  The material below is presented by Solum Space Law, APC for educational purposes only and is not a substitute for tailored legal advice.  Cases are fact-specific; if you have questions about the value of your claim, contact us for a complimentary consultation.

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