Rideshare Accident Attorney
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Car Accidents - Slip and Fall Incidents - Motorcycle Accidents - Truck Accidents - Pedestrian Accidents - Workplace Injuries - Dog Bites - Catastrophic Injuries - Brain Injuries - Spinal Cord Injuries - Premises Liability - Bicycle Accidents - Construction Accidents - Medical Malpractice - Product Liability - Boating Accidents - Uber and Lyft Accidents - Rideshare Accidents - Nursing Home Abuse - Burn Injuries - Wrongful Death -
As ridesharing continues to expand, so do the risks faced by drivers, passengers, and others on the road. These cases often involve layered insurance coverage and complex liability issues, particularly when determining responsibility at different stages of a ride.
At Solum Space Law, we handle rideshare-related claims with a focus on identifying applicable coverage, analyzing fault, and pursuing appropriate recovery. Whether you were a passenger, another motorist, a pedestrian, or a rideshare driver, we work to protect your interests and advance your claim.
Rideshare Accidents
Uber Accident Claims
Rideshare accidents present unique legal and insurance challenges. Coverage often depends on the driver’s status within the app at the time of the incident, which can significantly impact available policy limits and how a claim is handled.
How Uber’s Insurance Works
Uber’s insurance coverage is generally divided into three phases based on the driver’s activity:
Period 1 (App On, Waiting for a Ride)
Limited liability coverage typically applies, with lower policy limits for bodily injury and property damage. Coverage for vehicle damage may depend on the driver’s personal or rideshare-specific policy.
Period 2 (Trip Accepted, En Route to Passenger)
Higher coverage limits are generally available, including up to $1 million in liability coverage and uninsured/underinsured motorist protection. Contingent collision and comprehensive coverage may apply, subject to a deductible and confirmation of the driver’s status at the time.
Period 3 (Passenger in Vehicle)
Coverage typically remains at the highest level during an active ride, including liability and uninsured/underinsured motorist coverage. Claims involving passengers are often more straightforward from a liability standpoint, though insurance issues may still arise.
Common Uber Accident Scenarios
Passenger Injuries
Passengers injured during a rideshare trip may have claims against one or more parties, depending on fault. Determining the applicable coverage can be critical, particularly where there is a dispute regarding the driver’s status in the app.
Pedestrians, Cyclists, or Other Drivers
Individuals struck by a rideshare driver may be entitled to compensation, but recovery often depends on establishing whether the driver was actively using the app at the time of the incident.
Driver Involvement with Another Motorist
Where another driver is at fault, recovery may be pursued through that driver’s insurance. If coverage is insufficient, uninsured or underinsured motorist provisions may apply.
Initial Considerations After a Rideshare Accident
It is important to prioritize safety and seek medical attention as needed. Documenting the scene, gathering contact information, and preserving any available evidence—including app data—can be important in evaluating a claim. Early review of the incident and applicable insurance coverage can help clarify available options and next steps.
Potential Damages
Depending on the circumstances, a rideshare accident claim may include recovery for medical expenses (both current and future), lost income and diminished earning capacity, pain and suffering, and property damage. In fatal cases, wrongful death damages may also be available.
Because rideshare platforms may provide higher policy limits during certain phases of a trip, available coverage can exceed that of a typical auto accident. However, accessing that coverage often requires careful analysis of the driver’s status and applicable insurance provisions.
How Solum Space Law Can Assist
We approach rideshare claims with a focus on identifying all available sources of coverage and developing the factual record necessary to support recovery. This includes review of rideshare data, insurance policies, and evidence from the incident.
We handle all communications with insurance carriers and evaluate settlement positions based on the facts and applicable law. Where a reasonable resolution cannot be reached, the matter can proceed through formal legal channels.
Our representation is provided on a contingency basis, meaning attorney’s fees are only recovered if there is a successful outcome.
Consultation
Rideshare accidents often involve layered insurance issues and complex liability questions. A consultation can help clarify your position, outline available options, and determine an appropriate path forward.
