Don’t Assume Insurance Will Protect You After an Accident

The following article is provided by Solum Space Law, APC for general information only and should not be taken as legal advice. Every case is unique—if you have questions about protecting your rights after an injury in Southern California, call our office for a free consultation.)

After an accident, many people assume that having insurance means everything will be handled fairly. Unfortunately, that assumption can be costly.

Insurance companies are profitable for one simple reason: they pay out less than they take in. The person who calls you shortly after a crash, often sounding friendly and concerned, is not calling to protect you. They are trained to protect the insurance company.

How Innocent Statements Can Hurt Your Case

What you say in the hours or days after an accident matters more than most people realize. Even something as simple as saying “I’m fine” can be used later to argue that you were not injured or that your injuries were minor.

There’s another problem: adrenaline. After a collision, your body may mask pain and symptoms. Injuries to the neck, back, or head often don’t fully surface until days or even weeks later. By then, the insurance company may already be building a record to minimize your claim.

What You Should Do After an Accident

If you’ve been involved in an accident, a few early steps can make a significant difference:

1. Get medical attention.

Even if you feel okay, get checked out. Medical records create an objective timeline and can uncover injuries that aren’t immediately obvious.

2. Document everything.

Take photos, save messages, keep receipts, and write down what you remember. Details fade quickly, but documentation doesn’t.

3. Let trained attorneys handle the rest.

Insurance adjusters do this every day. You deserve someone on your side who understands how claims are evaluated and how value is quietly reduced.

You Deserve Fair Compensation

An accident can affect more than just your car; it can impact your health, your income, and your quality of life long after the initial shock wears off. Fair compensation isn’t automatic, and it rarely comes from simply trusting the process.

If you’ve been injured and want to understand what your case may actually be worth, you can reach out to Solum Space Law to discuss your situation and your options.

Disclaimer

This article is for general informational purposes only and does not constitute legal advice. Every personal injury case is different. Reading this content does not create an attorney-client relationship. You should consult a qualified personal injury attorney about your specific situation.

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The Biggest Mistakes Injured People Make After an Accident in Southern California

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Should You Accept a $10,000 Settlement Offer After a Car Accident?